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problem: Use excel spreadsheet and the FV

R=annual interest rate and 
t= number of years. 

When there are multiple cash flows every year, the amount of the annuity shown below is the amount of each individual cash flow [not the sum cash flow for the year]. Give all answers to the nearest dollar.

PV of a 500 dollar annuity when R=11 percent compounded annually and t=18

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