Topic:
Financial Advising

No# of Pages:
4 pages (1,000 words)

Subject Area:
Finance

Paper Style:
Harvard

No# of Sources Required:
Not Required

Language:
English (U.K)

Details:
Question 1 
Helen is self-employed, aged 25 and single. She has recently taken out a mortgage for the first time, to buy her own residential property in the UK. 
State the reasons why an income protection policy may be of benefit to her, when compared with an accident, sickness and unemployment policy. 
(5 marks) 

Question 2 
Other than charges, premium levels, and financial strength, state the factors that an independent financial adviser should consider, when comparing providers of critical illness insurance policies, set up on a whole-of-life basis. 
(5 marks) 

Question 3 
State the reasons why a financial adviser should consider using a multi-manager fund for her clients’ collective investments, rather than selecting the individual funds herself. 
(5 marks) 

Question 4 
Briefly explain the features of Qualifying Non-UK Pension Schemes (QNUPS) and how these schemes operate, together with how they can benefit a client when considering pension planning options. 
(10 marks)