Let X be the monetary value of the loss from a house fire (in dollars.) Insurance companies assume that in the entire population of homeowners, the mean loss from fire is $400 and the standard deviation is $300. They also know that the distribution of loss from fire has a skewed distribution; many have $0.00 losses and a few have large losses. If the company sells 10,000 insurance policies, what is the change that the AVERAGE loss is greater than $410?