The Social Security Administration has several benefit calculators available on its Web site. The "Quick Calculator" will give you a rough estimate of your retirement benefits. Benefit estimates depend on your date of birth and earnings history.

For security purposes, the calculator will not access your actual earnings record to obtain your past earnings. Instead, the calculator will estimate your earnings based on the information you provide. Although the calculator makes an initial assumption about your past earnings, you can change the assumed earnings after you complete and submit the form. You must enter the day of your birth, actual or estimated earnings for the current year, and your future retirement date (optional). The site can be accessed at socialsecurity. gov/OACT/quickcalc/ . Using the "Quick Calculator," estimate your Social Security retirement benefits.