Stavros lives in Greece and makes 10,000 Euros per year in the retail trade. He hears about retail jobs in Germany that pay 20,000 per year. Stavros does not speak German yet, so he estimates that he can make 12,000 Euros per year in Germany. Stavros would incur 1,000 Euros in direct moving costs, plus 25,000 Euros in psychic costs if he moves (he loves his family dearly). He plans on working for 20 more years, his discount rate is 4%, and all salaries are paid in lump sums at the end of the year (so you can use the present value of an annuity formula). Should Stavros move to Germany? If the cost of living were higher in Germany than Greece, how would this change your answer?