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Since the last 5 months, the overall stock market has made a remarkable recovery of since its March lows. Many of my close family and friends retirement plans and 401k plans got disseminated during last few year's free fall to the point where people pulled their money out just to get a sense of control. As we are continuing to see a sustained rally in the market and an air of optimism within the economy, and more importantly have confidence in the market?

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