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Retirement discussion

Three discussion questions, APA

1. Discuss the advantages and disadvantages of using a traditional IRA, including when it may be advantageous to use a nondeductible IRA.

2. Discuss the reasons for making premature withdrawals from qualified retirement plans along with reasons why these withdrawals are taxed and often penalized.

3. Discuss the application and implications of nondiscrimination requirements for qualified plans.

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