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DQ1: Someone told you that the table on page 45 of the Cohen Finance Book does not apply to companies like Microsoft or Apple that have much larger profit ratios, not the 1.6% displayed in C4. Is this true or false? Explain.

DQ2: EFR on row 42 of the Q1 tab shows that Cartwright must raise $2,175,000 to fund his 5-year growth plan. True or false? Explain.

DQ3: Is it fair for the banker to suggest that Cartwright substantially reduces his revenue growth rate to qualify for a loan? Yes or no? Explain.

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