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Question: A health insurance policy pays 85 percent of physical therapy costs after a $480 deductible. In contrast, an HMO charges $29 per visit for physical therapy. How much would a person save with the HMO if he or she had 12 physical therapy sessions costing $120 each? The response must be typed, single spaced, must be in times new roman font (size 12) and must follow the APA format.

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