Problem 1: You are the treasurer of a mid-size industrial manufacturer, your firm's cash balances vary between $300,000 and $1,000,000. During the last three board meetings a board member has asked how you protect this cash while it is being lodged in banks or other temporary facilities. Your problem is to satisfy the board member, obtain some income from the cash or cash equivalent balances, and has funds available for immediate payout if required. What course of action do you follow?

Question 2: You and three other staff members of the U.S. Offices of Comptroller of the Currency have been assigned identical projects. You are to review the various articles that have been written, the various speeches made, and in general the various suggestions that have been offered to revamp the structure of the FDIC in order to render it more stable and financially able to withstand adverse events. Based on the few suggestions offered in this chapter and on the basis of your own ideas, what is your conclusion?