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Many regulators, including the good Mr. Volker himself, would like to see bank capital requirements increased. Consider the following scenario: Banks would have their Tier 1 and total capital ratios increased to 6% and 12% respectively. What impact would this have on the risk of the bank? What would be the likelihood that small and large banks could meet these requirements with equal ease? Would this rule change effect banking industry consolidations?#question..

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