Janice is a nurse in the critical care department. She has property insurance, but does not have disability insurance through the hospital. She does not know that much about disability, except that a friend of hers told her that she needed to acquire it. Which of the following statements is correct?       

Any occupation is the better choice for coverage than own occupation.

The elimination period is the period after the policy stops paying benefits.

A guaranteed renewable feature of a policy obligates the insurer to continue coverage as long as premiums are paid on the policy.

All of the above.