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Jane and John Doe are twins. Jane saves $10,000 per year from age 25 to 34 and nothing from age 35 onward (10 years of saving in total). John saves nothing from age 25 to 34 and $10,000 from age 35 to 64 (30 years of saving it total).

Assume that Jane and John both earn 6.5% annual investment income. Who has more money at age 65?

Can you please show your work?

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