It is time to do some bargain shopping as you decide to open your own checking account. Then visit or call three local banks in your area and obtain the necessary information from each to complete the checklist. In a few paragraphs, compare the pros and cons of opening an account with each bank and explain which you would choose and why.

1) Do I have to keep a minimum balance, or amount of money, in the account to avoid fees?

2) Is there a monthly fee? How much is it?

3) Will it be charged check writing fees?

4) How many checks can I write per month?

5) Will the bank return my canceled checks each month or keep them on file?

6) Will I be charged ATM fees?

7) What other fees are associated with this account.