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If you start making $115 monthly contributions today and continue them for four years, what is their future value if the compounding rate is 13.00 percent APR? (Do not round intermediate calculations and round your final answer to 2 decimal places.) Future value annuity $ What is the present value of this annuity? (Do not round intermediate calculations and round your final answer to 2 decimal places.) Present value annuity $

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