You purchased a semi-annual interest coupon bond one year ago that had 8 years remaining to maturity at that time. The coupon interest rate was 5% and the par value was $1,000. At the time you purchased the bond, the yield to maturity was 8%. If you sold the bond after receiving the first interest payment and the yield to maturity change to be 7%, what is your annual total rate of return on holding the bond for that year?