problem: You just graduated, and you plan to work for ten years & then to leave for the Australian "Outback" bush country. You figure you can save dollar 1,000 a year for the first five years & dollar 2,000 a year for the next five years. These savings cash flows will start one year from now. In addition, your family has just given you a dollar 5,000 graduation gift. If you put the gift now, & your future savings when they start, into an account which pays 8% compounded annually, what will your financial "stake" be when you leave for Australia ten years from now?