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A group of students were asked if they carry the credit card. The responses are listed in table.

Class

Credit Card Carrier

Not a Credit Card Carrier

Total

Freshman

14

46

60

Sophomore

17

23

40

Total

31

69

100

If the student is selected at random, find out the probability that he or she is a sophomore and owns a credit card. Round your answer to three decimal places.

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