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1) Why Payday loans are the good way to give easy cash to people who is in need? Why Payday loan stores tend to cumulative in areas with higher rates of poverty. Why it is responsibility of government to make laws to protect customers

2) A survey found that 79% of CEOs surveyed fall into category of being "highly optimistic," while a much lower percentage of chief financial officers were rated as highly optimistic. Do you think these differences imitate personality characteristics or different requirements of two jobs? Describe in detail.

3) Research by using Internet issues concerning payday advances and other services given by local check cashing stores and respond to discussion given below:

A manager at the local check cashing store business defends his business practice as simply "charging what market will bear." "After all," says manager, "we do not force people to come in door." How would you react to this ethical defence of payday-advance business?

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