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First analyse your own situation and risk profile (character, life-style,time horizon, objectives, etc), then reflect this is a portfolio of funds or ETF using the examples and providers chosen from David Costa's book (you can also use any ETF available in the Morningstar database).

Before selecting the investment vehicles you will need to determine your asset allocation and justify it.You are not obliged to prefer ETFs over investment funds; make you choices and say why. Introduce an element of timing into your investment plan. (Essay: max 3000 words, plus tables as appropriate. tables and annexes are not part of the word count).

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