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Find a substantive article relating to defined contribution plans or non-qualified plans from the last 2 years. The article should discuss issues or changes that will significantly affect employers and employees. Discuss the effects and your thoughts on the topic. Use more than one article as part of your analysis to support the topic. 

Your review should be in at least 600 words not counting the title or reference pages and should follow APA style guidelines.
Please make sure it is 100 percent free plagiarism and it needs to be APA format

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