(Answered) Discussion - the time value of moneyplease use proper

Finance

Discussion - The Time Value of Money.

Please use proper English.

I have been having problems with some of the experts submissions due to per what the instructor states "The paper''s content is jumbled and is partially in second person and uses unusual wording together as if it was a machine translation from a foreign language to English''.

Due to this I am failing some classes. Also, can you please provide the reference used on a reference page and please cite on which paragraph the information and or idea was used within the document? Instructions are as followed:

"Explain the concept of the Time Value of Money (TVM). Does the TVM generally imply that "money today" is worth more than "money tomorrow"? Please explain, providing one or more examples that apply the concept of TVM."

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