Calculate the amount of money that will be in each of the following accounts at the end of the given period (future value) assuming that interest is compounding annually.

Account                               Amount Deposited                         Rate                       Years                     Amount

Jackson Brown                          $30,000                                    4%                          6

Cristy Martel                             $60,000                                    6%                          12

Jack Daniels                             $80,000                                     5%                          18

David Matthews                        $100,000                                    6%                          2

What is the Present Value of the following annuities?

$3,000 a year for 10 years discounted to the present value at 8%.

$50,000 a year for 3 years discounted to the present value at 3%

$280 a year for 8 years discounted to the present value at 7%

$600 a year for 10 years discounted to the present value at 10%