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Bob jusdt deposited 15,000 $ in a bank account that has a 9 percent annual interest rate, and the interest is compounded monthly. Steven also plans to contribute another 12,000 $ into the account 1 year (12 months) from now and another 22,000 into the account 2 years from now. How much will be in the account 5 years (i.e. 60 months) from now?

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