Becky’s comprehensive major medical health insurance plan at work has a deductible of $750. The policy pays 85 percent of any amount above the deductible. While on a hiking trip, Becky contracted a rare bacterial disease. Her medical costs for treatment, including medicines, tests, and a six-day hospital stay, totaled $8,893. A friend told her that she would have paid less if she had a policy with a stop-loss feature that capped her out-of-pocket expenses at $3,000.

a. Calculate the total amount Becky would pay under the current policy. (Round your answers to 2 decimal places.)

b. Would a $3,000 stop-loss provision on her current policy have reduced Becky's cost for this illness?