Auntie Mae has $40,000.00 in an IRA account. Mae figures she’ll need over $100,000.00 in the IRA to supplement her Social Security and small pension payment when she retires in twenty years. Her balanced investment fund has produced a 7% rate of return over the last twenty years, and she expects it to produce the same 7% rate of return over the next twenty years. Assuming Mae cannot put any more money into her IRA, and she earns an average 7% rate of return, will she have enough to retire on?