Analyze Mark's budget as a financial planning tool for making decisions in the following situations. In each case, how will other financial planning tools affect Mark's decisions? For each case, create a new budget showing the projected effects of Mark's decisions.

• Mark injures himself on the cross-trainer, and the doctor recommends a course of physical therapy.
• A neighbor and coworker suggest that he and Mark commute to work together.
• The roofers inform Mark that his chimney needs to be repointed and relined.
• Mark wants to give up tutoring and put more time into his memorabilia business.
• Mark wants to marry and start a family and needs to know when would be a good time.