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An insurance company issues life insurance policies in three separate categories: standard, preferred, and ultra-preferred. Of the company's policyholders, 40% are standard, 30% are preferred, and 30% are ultra-preferred. Each standard policyholder has probability 0.010 of dying in the next year, each preferred policyholder has probability 0.005 of dying in the next year, and each ultra-preferred policyholder has probability 0.001 of dying in the next year. A policyholder dies in the next year. What is the probability that the deceased policyholder was ultra-preferred?

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