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An actuary calculates a single premium for a certain life insurance policy on (40), and then discovers there were two errors made. In the first place, the life table used showed a value of 440 that was only one-half of what the correct figure was. Second, the first-year death benefit was taken as 20 when it should have been 10. Will the correct premium be the same as, lower, or higher than the one calculated?

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