Across
1. You have to fill out this form each year to get financial aid
2. An expense that stays the same each month is a called a expense.
3. For most people the largest expense they have to pay each month is for
4. People who save earn this and people who borrow money have to pay it
5. Interest that is paid upon interest is called interest
6. Amount you have to pay before the insurance company pays anything.
7. Buying something now and paying for it later
8. Research shows you can buy happiness by spending money on people.
9. Student loans are one way to pay for this
10. Planning how you will spend your money before you spend it is called a
11. A decision is considered when you don't know what will happen afterwards

Down

1. Delayed spending is also called this also happens when you spend less than you earn.

2. Printed paper used as a means for exchange

3. When you buy this you protect yourself against the risk of financial loss.

4. Money withheld from your paycheck and paid to the government on your behalf

5. Medical insurance for people over 65

6. Represents ownership in a company

7. Something you have to save a lot money to buy.

8. People who play this game rarely win

9. When you owe money to someone else you are in