A young software genius is selling the rights to a new video game he has developed. Two companies have offered him contracts. The first contract offers $10,000 at the end of each year for the next five years, and then $20,000 per year for the following 10 years. The second offers 10 payments, starting with $10,000 at the end of the first year, $13,000 at the end of the second, and so forth, increasing by $3,000 each year (i.e., the tenth payment will be $10,000 + (9 times $3000). Assume the genius uses a MARR of 9%. Which contract should he choose? Use a Present Worth comparison.