1. Why do public utilities generally use different capital structures than drug companies?

2. What are critical issues or concerns for clients entering the retirement period?

3. Suppose I invest a lump amount of $7661.00 with a promised nominal rate of 4.16% per year. If interest compounds quarterly (4 times per year), what is the expected future value in 5 years?

4. Mission statements are often criticized for being lists of platitudes. What can strategic managers do to prevent their statements from appearing to be simple statements of obvious truths? What evidence do you see that mission statements are valuable?