1. Which of the following statement is correct?

a. The collateral source rule does not allow a plaintiff to have double recovery. Meaning that the plaintiff recovers her losses from her insurance firm and the defendant.

b. Liability for damages caused by automobile accidents is an example of negligence.

c. Tort liability types are "joint and several liability" and "partial liability."

d. Civil law includes both traffic law and civic law.

e. All the answers are incorrect.

2. Parameter uncertainty:

a. include insurer's administrative and capital costs.

b. happens when insurers are uncertain about the true expected losses of insureds.

c. on a contract means that the policyholder must suffer adverse financial consequences personally.

d. none of the answers is correct.

e. on an insurance policy specifies that the insurer will pay only losses in excess of the coverage provided by another policy that the insured may have.