1. Which of the following debts has priority over the Virginia homestead exemption?

a.  $6,428 owed on a credit card

b.  $150,000 owed on a mortgage loan

c.  $3,000 owed to check-cashing service (non-secured)

d.  $10,000 owed on a promissory note to a relative

2.  In order for a Virginia court to determine that an easement by prescription should be granted, it will have to be proven that

a.  use of the property occurred with the knowledge and acquiescence of the landowner.

b.  use of the property occurred without the true owner’s permission.

c.  use of the property has occurred for at least 15 years.

d.  tacking has not been permitted.