1. What are the four (4) pillars of personal finance? Check all that apply.

a) Planning and Protection.

b) Investments and Liquidy.

c) Saving and Investing.

d) Insurance and Speculation.

2. A question associated with the saving pillar of personal finance is:

a) Do you have an adequate emergency fund?

b) Is your will current?

c) Is your investment program appropriate to your income and tax situation?

d) Do you have a realistic budget for your current financial situation?

e) Are your transportation expenses minimized through careful planning?