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1. Some people put off creating a will because they do not want to think about financial planning for their death. In addition, they might struggle with the decision of how to distribute their estates. They may believe that it is too early to deal with estate planning because their plans for distributing their estate will change over time. What is your view on estate planning? Do you think it is too early for you to engage in estate planning?

2. Read one practical article about how psychology affects estate planning decisions. You can easily retrieve possible articles by doing an online search using the terms "psychology" and "estate planning." Summarize the main points of the article.

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