1. Some consumers force themselves to save money by depositing a portion of their paycheck into a savings account. They deposit the remainder into a checking account and then only spend the money in the checking account.

Others motivate themselves to save by creating a special account that will have an intended purpose for the future, such as a vacation. They may be much more willing to save if they have a specified future reward as a result of their saving behavior. How do you motivate yourself to save?

2. Read one practical article of how psychology affects saving behavior. You can easily retrieve possible articles by doing an online search using the terms "psychology" and "saving." Summarize the main points of the article.