1. Many people believe the bond ratings agencies played a role in the financial meltdown and mortgage crisis that began around 2008. What do you think were some of the issues people had with the bond rating agencies and were those issues reasonable? (Post a comment about it)

2. Gilliland? Motor, Inc., paid a ?$4.29 dividend last year. If? Gilliland's return on equity is 18 ?percent, and its retention rate is 33 ?percent, what is the value of the common stock if the investors require a rate of return of 19 ?percent? The value of the common stock is ?$. ?(Round to the nearest? cent.)