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1. In evaluating the various health insurance plans, what factors should the Lawrences look for in a good health insurance plan?

2. When considering disability income insurance, what are the trade-offs of purchasing this type of insurance and how does this affect the Lawrences?

3. Explain how Shelby and Mark might use the following Personal Financial Planner sheets when figuring out their health insurance needs.

a. Assessing Current and Needed Health Care Insurance

b. Disability Income Insurance Needs

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