1. In 2011 Pamela invested $500 in a roth ira. In 2017, at age 60 Pamela withdrew the entire balance which tehn totaled $7000 with the earnings that had accumulated over the years. What is the tax treatment of this distribution

2. Why are successful companies less likely to change? what should companies do in order to make organizational change part of their culture?

3. Lucas invested $15,000 into a 5-year CD that pays an annual interest rate of 3.5% compounded quarterly. What will be his annual compound rate of return after the 5 years?