1) If there is bad information on your credit report, what is the best thing you can do?

a. make on time payments

b. keep your balances owed low

c. get as much positive history between then and now

d. all of the above

2) Credit bureaus:

a. will send you a free copy of your credit report whenever you ask.

b. may charge up to $20 for a copy of your credit report.

c. are required to correct errors only when a creditor asks them to.

d. all of these

e. none of these

3) The identifying information on your credit report is collected from whom?

a. your parents

b. your employer

c. your creditors

d. your landlord

4) When is variety in your use of credit going to become more important?

a. right after high school

b. after your first child

c. as you get into your 30's and 40's