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1. Go to www.socialsecurity.gov/OACT/quickcalc/. Enter your age in years and current total earnings for the year. Then select your benefit in today's dollars or inflated future dollars. What are your monthly Social Security benefits at age 62, 67, and 70?

2. Go to money.msn.com/retirement/retirement-calculator.aspx. Complete the worksheets to determine how much you need to save to meet your retirement goals.

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