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1-For home owner insurance policy (HO3), there is a 80% rule. It is actually a coinsurance clause applied to the building structures. Explain what it means and how does it work?

2-In employee benefits chapter, can you explain why employers are interested in providing employee benefits to their employees?

3-Explain the difference between a defined contribution and a defined benefit plan in retirement saving plans.

4-Describe the characteristics of a government insurance program.

5-What are the requirements for receiving Social Security disability benefits?

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