1. Financial Trend Comparison: For each of balance sheet and income statement account categories shown below, please present a comparative table, insert only one linear graph for both banks and write a paragraph regarding trend for each bank for the five periods under review.

2. Comparative Financial Analysis of each bank to the other and to their Respective Peer Group: write a paragraph regarding each bank's trend for the five (5) periods in comparison to the performance of the peer group.

3. Complete the Analysis by Doing a Comparative SWOT ANALYSIS for both Financial Institutions

4. Answer the three questions: DECISIONS

I. Would you place a personal deposit $1 million dollars or more in these two institutions or banks? Therefore being at risk, since the FDIC insurance coverage is only for $250,000.00. FDIC should be considered irrelevant for purposes of this analysis,

II. Would you invest $500,000 in these two institutions? Why yes or no and why?

III. If you were a member of the Board of Directors of a third bank and you sat on that Bank's Credit Committee, would you grant a $1 million dollar line of credit for Overnight or Term Federal Funds to these financial institutions?