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1. Do you dedicate a sufficient amount of money toward financial planning purposes such as saving, insurance, and investing, and your retirement? Explain how you could revise your spending now so that you would have more income that could be used for financial planning purposes.

2. Your financial plan should include plans for managing your liquidity, financing, insurance, investments, and retirement planning. Which of these plans causes you the greatest concern? Which of these plans will be most difficult for you to achieve? Explain.

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