1. Discuss the effect on stock market investor confidence should bank customers, individuals and businesses alike, lose access to savings and undergo a loss of future purchasing power due to a bank failure.

2. Does more competition between online and on-ground retail companies, domestic and foreign, usually help consumers? Explain.

3. Why is maximizing accounting profits not the same thing as maximizing shareholder value? Give an example of something a company could do that would lead to higher profits this year, but would actually harm shareholder value maximization in the long term.