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Why is budgeting important to your life?

Describe your experience with this process. Was it easy, difficult, or somewhere in the middle? What factors contributed to your feelings?

How might the use of credit for a large purchase affect your budget? Discuss which type of credit plan you would use, and how your budget can help you protect your credit score.

What adjustments did you have to make to your budget? How did you decide where to make changes?

Will you begin using a budget regularly now? Why or why not?

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