In the 1980s, the S&L industry was in crisis and the crisis required (1) government intervention (2) regulatory changes and (3) punishment for the perpetrators of the crisis. From 2007 to 2009 the US financial system was in crisis and that crisis also required government intervention changes. In what ways was the government's response to the S&L crisis similar to its response to the 2007-09 crisis? In what ways was (1) government intervention (2) regulatory change (3) punishment for perpetration afferent?