You have decided to purchase a small tract of land for building a new home on the outskirts of town. You have some money available but need a loan of $18,000 to make the purchase. The land will be owner-financed over 4 years with end-of-year payments. The interest rate is 9 percent. Develop an Excel table to illustrate the payment amounts and scedule for the loan, assuming paycheck payback follows:

a.) Method 1: Pay the accumulated interest at the end of each interest period and repay the principal at the end of the loan period.
b.) Method 2: Make equal prinicipal payments, plus interest on the unpaid balance at the end of the period.
c.) Method 3: Make equal end-of-period payments.
d.) Method 4: Make a single payment of principal and interest at the end of the loan period.
e.) A different method: Pay $3000 principal at the end of the first year, the $4000, $5000, and $6000 at the end of years 2, 3, 4, plus the accumulated interest at the end of each interest period.