Write an analysis report.

Consumer Credit Behaviors

Write a managerial report.

The following is a minimum guideline about what you should analyze.

You need to perform more in-depth analysis for a better grade than a C.

For example, you may have to use such tools as confidence interval estimates, one or two-sample hypothesis tests on the data to improve the quality of your report.

a) State statistical objective(s) for the project. You state clearly what you are going to report in your project.

b) Perform EDA (Section 3.3) including numerical descriptive measures. Comment on the findings.

c) Construct scatter diagrams for pairs of variables. Do any of these appear to have some association?

d) From (b) and (c), does any simple linear model appear to hold? You may want to run some testing to substantiate your findings.

e) Does a multiple regression model appear to hold? You may want to run some testing to substantiate why or why not. If so, is there more than one variable that may be used as a dependent variable?

f) Is the regression significant? Report the results of the appropriate test, and interpret its meaning.

g) Discuss the need for other independent variables that could be added to the model. What additional variables might be helpful?

h) Do you find any dummy variable in the model that makes a significant contribution to the model?

i) Summarize and comment on your results and an applicability of your model equation(s).